What does
your business
need today?
Credit | Insurance | Foreign Exchange | Investment Solutions
Credit
Credit facilities to meet your company’s cash flow requirements whenever needed.
Streamlined accounts receivable factoring through our supplier portal, ensuring rapid same-day funding (T+0).
Alternative credit solution providing your company with pre-approved revolving credit access.
Specialized financing instrument designed exclusively for residential, infrastructure, and utility development projects.
Fixed-rate or equity-convertible credit instrument. Issued exclusively in book-entry form through SEC-authorized institutions.
Flexible-term financing solution, particularly suited for transportation fleet acquisition, as well as machinery, equipment and other business needs.
We provide immediate cash flow by advancing payment on your outstanding invoices from credit sales. Simple, efficient, and customized to your business.
Local currency financing for product exporters. Zero IOF taxes and additional tax advantages for your operations.
Secure your company’s financial commitments to domestic beneficiaries with bank guarantees issued by BLB.
Foreign Exchange
Speed and efficiency
Competitive exchange rates
Customized for your business
Spot Foreign Exchange
The optimal short-term solution for importers and exporters.
Benefits:
- Foreign currency buying and/or selling.
- Direct transaction between counterparties.
- Settlement within 2 business days.
Forward Foreign Exchange
Enhanced security and predictability for international payment and receipt flows.
Benefits:
- Future foreign/domestic currency transactions.
- Exchange rate locked at contract execution.
- Settlement at predetermined future date (weeks/months).
Advance on Exchange Contract (ACC)
Complete or partial export financing for goods and services in the pre-shipment phase. Funds disbursed in local currency equivalent to export value at contract date.
Benefits:
- Income tax exemption.
- Up to 360-day advance on exchange rate contracts.
- Improved cash flow management.
Advance on Exchange Delivered (ACE)
Post-shipment export financing, providing exporters with advance funding on all or partial export value after goods delivery or service completion. Designed to optimize exporter cash flow.
Benefits:
- Immediate local currency liquidity.
- Reduced foreign exchange risk.
- Operational efficiency.
Letter of Credit
Letters of Credit provide payment security to sellers, enhancing confidence and protection in commercial transactions, particularly international operations.
Benefits:
- Customized rates.
- International transaction security.
- Reduced counterparty risk.
Import Financing (Finimp)
Foreign currency financing for Brazilian importers requiring overseas product and service purchases. Funds disbursed directly to exporters according to agreed terms and timeline.
Benefits:
- Working capital at international interest rates.
- Extended payment terms for overseas purchases.
- Simplified and secure payment processing.
Invest in the market’s
most secure and
stable options
Invest in the the safest and most stable on the market.
Investment Solutions
Certificate of Deposit (CD)
Maximize your capital with BLB's Certificates of Deposit, offering competitive returns with security backed by the Credit Guarantee Fund (FGC).
Certificates of Deposit are the most traditional fixed-income securities in the market. Issued exclusively by financial institutions and guaranteed by the Credit Guarantee Fund (FGC).
Time Deposit with Special FGC Guarantee (DPGE)
Invest confidently in Banco Luso Brasileiro's DPGE and benefit from attractive returns.
This instrument targets institutional investors and offers competitive yields with security, backed by the FGC’s special guarantee.
Financial Bills (LF)
Banco Luso Brasileiro's Financial Bills represent the ideal choice for portfolio diversification and return optimization.
A long-term investment instrument with attractive returns and reduced taxation. Financial bills are not FGC-guaranteed.
Luso Master 5-Year CD
Secure progressive returns, reaching up to 100% of the CDI (Interbank Deposit Certificate) in the first year and exceeding this benchmark in subsequent years, with FGC protection.
Ensure increasing returns throughout the investment period, with FGC guarantee and security.
Lusoseg Insurance
The brokerage created to deliver optimal insurance solutions and customized business protection.
by 
