Vehicle CDC

This is the quickest and simplest way of financing your bus, truck or automobile, with flexible repayment periods that are suitable for your needs at competitive, predetermined or index-linked rates of interest.

The item that is being financed will remain in the name of the borrower, with a fiduciary lien in favor of "Banco Luso Brasileiro S.A.". This operation is subject to IOF (tax on financial operations) in accordance with current legislation.

Immediate foreign exchange

A service for private individuals who receive and remit funds internationally on a regular basis. How: import payments, the receipt from exports and financial transactions.

Modalities:

Immediate foreign exchange: an operation between the seller and buyer of foreign currency, by which the settlement of both currencies occurs in up to two working days after agreeing the operation;

Future Foreign Exchange: operations with future settlement in foreign or Brazilian currency (more than 2 days), according to the due date of the obligations or assets abroad.

Foreign Exchange for tourism

A service for private individuals for buying and selling foreign currency to cover expenditure when traveling abroad.

Benefits:

Competitive rates of conversion when compared with the market;

Quotations in US dollars and Euros;

Security when making the transfer using the banking communication system (SWIFT).

LCI

LCIs are securities issued by Banco Luso Brasileiro that are registered with the CETIP (Securities Custody and Financial Liquidation Center), and that can be acquired at a predetermined rate, meaning that the investor knows how much they will receive on maturity date, or at index-linked rates that pay the investor a percentage of the Selic or CDI CETIP rate. The main advantage of LCIs is that they are tax-exempt.

This product is guaranteed by Banco Luso Brasileiro and with an additional surety from the Credit Guarantee Fund (FGC), which guarantees that the investor will be reimbursed with the amount of the investment in LCIs up to a limit of R$ 250,000 per CPF.

This institution follows the ANBIMA regulation code and best practices for the investment product distribution activity in the retail area.

CDB

CDBs are fixed income securities with a return that is defined at the time of their acquisition, with rates that are proportional to the maturity period and may have either predetermined or index-linked interest rates.

This product is guaranteed by Banco Luso Brasileiro and with an additional surety from the Credit Guarantee Fund (FGC), which guarantees that the investor will be reimbursed with the amount of the investment in CDB up to a limit of R$ 250,000 per CPF.

Banco Luso Brasileiro has been in the market for more than 25 years. It has a highly specialist team and is yet another alternative for diversifying your investment portfolio.

This institution follows the ANBIMA regulation code and best practices for the investment product distribution activity in the retail area.

Luso master 5-year CDB

The Luso Master 5-year CDB is a fixed income investment for investors who are looking for long-term security, with immediate liquidity, a good yield and no risk of market rate fluctuations.

In the first year of the investment we offer a return that evolves from 95% to 100% of the CDI rate. In the second year, the returns exceed 100% of the CDI rate and keep increasing until the end of the 5-year plan.

This product is issued by Banco Luso Brasileiro, and with an additional surety from the Credit Guarantee Fund (FGC), which guarantees that the investor will be reimbursed with the amount of the investment in CDB up to a limit of R$ 250,000 per CPF [individual taxpayer’s ID number].

The product also offers the facility of immediate liquidity at any time, thus combining the performance, security and profitability that only the tradition of Banco Luso Brasileiro can offer.

The published yield is not net of taxes.

This institution follows the ANBIMA regulation code and best practices for the investment product distribution activity in the retail area.

DPGE II

As a term deposit with a special guarantee, these fixed income securities have a minimum stipulated period of 180 days and a maximum of 1080 days.

Investors have a guarantee from the Credit Guarantee Fund of up to R$20,000,000, and its taxation, characteristics and yield are similar to those of CDB investments.

Overdraft-facility

This is the easiest and most practical way for Luso Brasileiro’s customers to obtain a loan to cover those unforeseen events in everyday life.

Checking Account

With a Banco Luso Brasileiro checking account customers have every facility and the convenience they need for managing their finances.

Personal-Credit

This is a suitable solution for meeting your need for funds for any purpose you may wish.

With their competitive rates of interest, personal credit operations have flexible loan periods and repayment flows and can also be taken out at predetermined or index-linked interest rates.

Supported by our commercial and credit teams, which are specialists in this product, one of our competitive advantages is the speed with which we assess the loan application.

Financing

Vehicle CDC

This is the quickest and simplest way of financing your bus, truck or automobile, with flexible repayment periods that are suitable for your needs at competitive, predetermined or index-linked rates of interest.

The item that is being financed will remain in the name of the borrower, with a fiduciary lien in favor of "Banco Luso Brasileiro S.A.". This operation is subject to IOF (tax on financial operations) in accordance with current legislation.

Immediate Foreign Exchange

A service for private individuals who receive and remit funds internationally on a regular basis. How: import payments, the receipt from exports and financial transactions.

Modalities:

Immediate foreign exchange: an operation between the seller and buyer of foreign currency, by which the settlement of both currencies occurs in up to two working days after agreeing the operation;

Future Foreign Exchange: operations with future settlement in foreign or Brazilian currency (more than 2 days), according to the due date of the obligations or assets abroad.

Foreign Exchange Tourism

A service for private individuals for buying and selling foreign currency to cover expenditure when traveling abroad.

Benefits:

Competitive rates of conversion when compared with the market;

Quotations in US dollars and Euros;

Security when making the transfer using the banking communication system (SWIFT).

LCI

LCIs are securities issued by Banco Luso Brasileiro that are registered with the CETIP (Securities Custody and Financial Liquidation Center), and that can be acquired at a predetermined rate, meaning that the investor knows how much they will receive on maturity date, or at index-linked rates that pay the investor a percentage of the Selic or CDI CETIP rate. The main advantage of LCIs is that they are tax-exempt.

This product is guaranteed by Banco Luso Brasileiro and with an additional surety from the Credit Guarantee Fund (FGC), which guarantees that the investor will be reimbursed with the amount of the investment in LCIs up to a limit of R$ 250,000 per CPF.

This institution follows the ANBIMA regulation code and best practices for the investment product distribution activity in the retail area.

CDB

CDBs are fixed income securities with a return that is defined at the time of their acquisition, with rates that are proportional to the maturity period and may have either predetermined or index-linked interest rates.

This product is guaranteed by Banco Luso Brasileiro and with an additional surety from the Credit Guarantee Fund (FGC), which guarantees that the investor will be reimbursed with the amount of the investment in CDB up to a limit of R$ 250,000 per CPF.

Banco Luso Brasileiro has been in the market for more than 25 years. It has a highly specialist team and is yet another alternative for diversifying your investment portfolio.

This institution follows the ANBIMA regulation code and best practices for the investment product distribution activity in the retail area.

Luso Master 5-year CDB

The Luso Master 5-year CDB is a fixed income investment for investors who are looking for long-term security, with immediate liquidity, a good yield and no risk of market rate fluctuations.

In the first year of the investment we offer a return that evolves from 95% to 100% of the CDI rate. In the second year, the returns exceed 100% of the CDI rate and keep increasing until the end of the 5-year plan.

This product is issued by Banco Luso Brasileiro, and with an additional surety from the Credit Guarantee Fund (FGC), which guarantees that the investor will be reimbursed with the amount of the investment in CDB up to a limit of R$ 250,000 per CPF [individual taxpayer’s ID number].

The product also offers the facility of immediate liquidity at any time, thus combining the performance, security and profitability that only the tradition of Banco Luso Brasileiro can offer.

The published yield is not net of taxes.

This institution follows the ANBIMA regulation code and best practices for the investment product distribution activity in the retail area.

DPGE II

As a term deposit with a special guarantee, these fixed income securities have a minimum stipulated period of 180 days and a maximum of 1080 days.

Investors have a guarantee from the Credit Guarantee Fund of up to R$20,000,000, and its taxation, characteristics and yield are similar to those of CDB investments.

Overdraft-facility

This is the easiest and most practical way for Luso Brasileiro’s customers to obtain a loan to cover those unforeseen events in everyday life.

Are you interested? All you have to do is get in touch with one of our business managers. To do so, just .

Checking Account

With a Banco Luso Brasileiro checking account customers have every facility and the convenience they need for managing their finances.

Personal-Credit

This is a suitable solution for meeting your need for funds for any purpose you may wish.

With their competitive rates of interest, personal credit operations have flexible loan periods and repayment flows and can also be taken out at predetermined or index-linked interest rates.

Supported by our commercial and credit teams, which are specialists in this product, one of our competitive advantages is the speed with which we assess the loan application.